Template — not yet legal advice. This content is a starting point for launch and must be reviewed and finalized by qualified legal counsel before Clear View Credit relies on it.

Privacy Policy

Last updated July 7, 2026

This Policy explains what personal information Clear View Credit collects, how we use and protect it, and the choices you have. Protecting your data is central to how the Service works.

Information we collect

Account information: your name, email, and password.

Identity information: to match you to your credit file, we collect your Social Security Number, date of birth, and address. This information is encrypted and used only to verify your identity and obtain your credit data.

Credit information: reports, scores, and related data we obtain from consumer reporting agencies on your behalf.

Usage information: device, log, and interaction data collected as you use the Service.

How we use your information

We use your information to verify your identity, provide credit monitoring and alerts, operate and secure the Service, communicate with you, process payments, and comply with legal obligations. We do not sell your personal information.

How we share information

We share information only as needed to provide the Service: with credit reporting agencies and identity/verification providers to obtain your data; with service providers (e.g., hosting, email, payment processing) under contract; and where required by law or to protect rights and safety.

How we protect your information

We maintain administrative, technical, and physical safeguards designed to protect your information consistent with the Gramm-Leach-Bliley Act (GLBA). Sensitive fields such as your SSN and date of birth are encrypted at the application layer (AES-256) and transmitted over TLS. Access is limited on a need-to-know basis.

Data retention & your choices

We retain your information for as long as your account is active and as needed to comply with legal obligations. You may request access to, correction of, or deletion of your personal information, and you may close your account at any time. [Specific state-law rights, e.g., CCPA, to be finalized by counsel.]

Cookies & children

We use cookies and similar technologies to operate and improve the Service. The Service is not directed to individuals under 18, and we do not knowingly collect their information.

Changes to this Policy

We may update this Policy from time to time and will post the updated version with a new “last updated” date.

Questions? Contact us at support@clearviewcredit.com.