See your credit
clearly.
Monitor all three bureaus, get instant alerts, and follow simple guides to build your score — all in one place.
7-day trial for $1, then $29.99/mo · Cancel anytime
Clarity in three steps
Create your account
Sign up in two minutes. We verify your identity securely — no impact to your score.
Watch all three bureaus
See your scores update and get real-time alerts the moment something changes.
Build with a plan
Use the simulator and guides to make moves that actually move your score.
Everything you need to watch & grow
Three-Bureau Monitoring
TransUnion, Equifax and Experian, side by side and always current.
Score Tracker
Watch your score trend over time and understand what drives every move.
Real-Time Alerts
Instant notifications for new inquiries, accounts and balance changes.
Score Simulator
See how paying down a card or opening an account could change your score.
Learning Center
Plain-English guides that turn credit jargon into confident decisions.
Bank-Level Security
Your SSN and personal data are encrypted with AES-256 — and we never sell your information.
Built to make credit make sense
Understand, don't just fear
Plain-English factors show exactly what's helping and hurting your score — no jargon.
Catch changes early
Real-time alerts flag new inquiries, accounts, and balance changes the moment they appear.
Act with a plan
The simulator shows what a payoff or new account could do — before you do it.
One simple membership
Everything above, one price. Start with a 7-day trial for a dollar — keep going only if it's helping.
Questions, answered
Does checking my score hurt it?▾
No. Viewing your own score is a soft inquiry and never affects it.
What happens after the $1 trial?▾
After 7 days your membership renews at $29.99/month unless you cancel. You can cancel anytime from Account → Billing.
Which bureaus do you monitor?▾
All three — TransUnion, Equifax and Experian — with real-time alerts on each.
See your credit clearly.
Start your 7-day trial for $1. Cancel anytime.
Get started